Bank Holiday Today, September 4, 2025: Banks Closed for Onam in These States

Banks across several states will remain closed today, Thursday, September 4, 2025, on account of Onam celebrations. The holiday is observed as per the RBI Holiday Calendar 2025 under the Negotiable Instruments Act.

However, banking services such as UPI, mobile banking, internet banking, and ATMs will continue to function normally. The closure is not uniform across India; instead, it is applicable in selected states where Onam is celebrated widely. Customers are advised to check the city-wise list of bank holidays before visiting branches.

Bank Holiday Today, September 4, 2025: Onam Celebrations

Today, Thursday, September 4, 2025, several banks in India are closed due to Onam, the annual harvest festival celebrated with great enthusiasm in Kerala and by Malayali communities across the country. As per the Reserve Bank of India (RBI) Holiday Calendar 2025, Onam is listed as a public holiday in multiple states. However, the holiday may vary depending on the region and type of bank (public or private).

Onam is one of the most significant cultural festivals of Kerala, marking the return of King Mahabali. The festival lasts 10 days and culminates with Thiruvonam day, which is a gazetted holiday in Kerala.

Will Banks Remain Closed Today?

Yes, several banks in Kerala and some other regions will remain closed on September 4, 2025, for Onam. Customers should note that:

Private and Public Sector Banks in Kerala and some cities with a large Malayali population are closed today.

Banking services like UPI, Mobile Banking, Internet Banking, NEFT, and ATMs will remain operational.

In other states, banks are functioning normally unless there is a regional holiday declared by RBI.

City-Wise Bank Holiday List for September 4, 2025

According to the RBI notification, the city-wise list of bank closures for Onam includes:

• Kerala - Thiruvananthapuram, Kochi, Kozhikode, Thrissur, Kollam, Alappuzha
• Tamil Nadu (selected cities) - Chennai, Coimbatore (due to Onam celebrations in Malayali communities)
• Karnataka (some districts) - Bengaluru, Mangalore
• Maharashtra (Mumbai & Pune - partial observance in selected branches)

In other cities like Delhi, Lucknow, Patna, Kolkata, Hyderabad, Bhopal, Chandigarh, banks are open and functioning normally today.

Impact on Customers

Customers in Kerala should complete cash withdrawals, cheque clearances, or in-person transactions after September 5, 2025.

Online services including IMPS, UPI, NEFT, and RTGS are fully functional and unaffected by the holiday.

ATMs may face high demand in Kerala due to festival-related withdrawals, so carrying sufficient cash in advance is advisable.

RBI Holiday Classification

The Reserve Bank of India classifies bank holidays under three categories:

• Holiday under Negotiable Instruments Act
• Holiday under Real-Time Gross Settlement (RTGS) Holiday
• Banks' Closing of Accounts
• Today's holiday falls under the Negotiable Instruments Act category for Onam.

Upcoming Bank Holidays in September 2025

Apart from Onam, the month of September 2025 has several other bank holidays, including:

• Milad-un-Nabi - September 15
• Mahalaya Amavasya - September 21

Conclusion

On Thursday, September 4, 2025, banks remain closed in Kerala and selected cities due to Onam, as per the RBI Bank Holiday Calendar 2025. While offline banking services are unavailable in these states, customers can continue to use digital banking platforms, UPI, and ATMs without disruption. Those planning branch visits are advised to check the city-wise holiday list before heading out.