Bank Holidays in January 2026: State-Wise List and Complete Details

January marks the beginning of the new year and includes several bank holidays across India, observed due to national events, festivals, and state-specific occasions. For candidates preparing for Banking exams (IBPS, SBI, RBI), SSC, UPSC, and State Government exams, awareness of bank holidays is important, as questions are often asked under General Awareness and Current Affairs.

In January 2026, banks will remain closed on select days as per the Reserve Bank of India (RBI) holiday calendar, along with regular weekly holidays.

Major Bank Holidays in January 2026

• January 1 - New Year's Day: Banks will remain closed in some states and regions to mark the beginning of the new calendar year.

• January 11 - Second Saturday: Banks across India will remain closed due to the scheduled second Saturday holiday.
• January 14 - Makar Sankranti / Pongal / Magh Bihu: Banks will be closed in several states such as Tamil Nadu, Andhra Pradesh, Telangana, Assam, and Karnataka, depending on local observance.

• January 15 - Thiruvalluvar Day / Pongal (Extended Holiday in Some States): Observed mainly in Tamil Nadu and a few southern states.
• January 23 - Netaji Subhas Chandra Bose Jayanti (Parakram Diwas): Banks will remain closed in select states where the day is officially observed.
• January 24 - Fourth Saturday: Banks across India will remain closed.

• January 26 - Republic Day (National Holiday): Banks will remain closed across all states and union territories.

Regular Weekly Bank Holidays

• All Sundays
• Second and Fourth Saturdays

These weekly holidays apply uniformly across India, regardless of state.

Important Note for Customers

Bank holidays may vary from state to state based on local festivals and government notifications. While physical bank branches remain closed, customers can still access:

• Internet banking
• Mobile banking apps
• ATMs
• UPI services

Key Takeaway
January 2026 includes a mix of national holidays, regional festivals, and regular bank closures. It is advisable to check the state-wise RBI holiday list before planning banking transactions.