October 2025 in India brings several bank holidays, including national holidays, regional festivals, and other observances. Banks across the country will remain closed on these days, impacting financial transactions, online banking, and cheque clearances. Knowing the bank holiday schedule is important for planning business activities, government work, and personal banking needs.

Bank Holidays in October 2025
The Reserve Bank of India (RBI) regulates banking holidays in India, and each state may have additional holidays based on local festivals, cultural events, and regional celebrations. For October 2025, bank holidays include a mix of national holidays observed across all states and restricted holidays specific to certain regions or states.
National Holidays in October 2025:
Mahatma Gandhi Jayanti - October 2, 2025 (Thursday): Observed nationwide, banks will remain closed in honor of the Father of the Nation.
Dussehra/Vijayadashami - October 22, 2025 (Wednesday): Celebrated across India, this festival marks the victory of good over evil; most banks will remain closed.
State/Regional Bank Holidays in October 2025:
Maharashtra, Gujarat, Rajasthan: Local holidays for festivals like Navratri and regional observances.
West Bengal, Odisha, Assam: Banks may remain closed for festivals like Durga Puja and local holidays.
Tamil Nadu, Kerala, Karnataka: Banks observe additional holidays for local festivals and religious events.
Apart from the above, Saturdays and Sundays are weekly holidays for banks across the country. Banks in metropolitan cities often have restricted holidays, which can be declared by the respective state governments or the RBI.
It is important to note that bank holidays affect all financial operations, including cheque clearing, RTGS, NEFT transactions, and loan processing. Customers planning financial transactions, tax payments, or remittances should check the official RBI or respective bank websites for any updates or state-specific holidays.
Tips for Planning Banking Activities in October 2025:
Check the official RBI calendar for all notified bank holidays.
Plan cheque deposits, loan repayments, and fund transfers in advance to avoid delays.
Note that online banking services like NEFT and IMPS may still be operational even on holidays.
Regional variations exist, so always confirm with your state or local bank branch.
Summary Table: Bank Holidays in October 2025 (National & Regional)
Here are some key dates when banks are likely to remain closed on October 2025:
| Date | Day | Holiday / Occasion | Notes |
| 2 October, 2025 | Thursday | Mahama Gandhi Jayanti | National Holiday |
| 2 October, 2025 | Thursday | Vijayadashmi / Dussehra | Bank Holiday in Many States |
| 11 October, 2025 | Saturday | Dussehra / Dasara Period | Bank Holiday in Many States |
| 12 October, 2025 | Sunday | Dussehra / Vijayadashmi | Bank Holiday in Many States |
| 20 October, 2025 | Monday | Diwali / Deepavali | Major festival, closed in most states |
| 21 October, 2025 | Tuesday | Diwali | Bank Holiday |
| 22 October, 2025 | Wednesday | Vikram Samvat / New Year | Observed in certain states |
| 23 October, 2025 | Thursday | Bhai Dooj | Observed in many regions |
| 31 October, 2025 | Friday | Sardar Vallabhbhai Patel's Birthday | Banks may be closed |
With this detailed list, individuals and businesses can plan banking transactions efficiently and avoid inconveniences during October 2025.


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