Bank Holidays in July 2025: Banks to Remain Shut on These Dates — Full List Inside

Planning financial transactions or visiting your local bank branch in July 2025? It's important to stay informed about the official bank holidays scheduled for the month.

Bank Holidays in July 2025: Full List of Public and Regional Closures

As per the Reserve Bank of India (RBI) guidelines and state-wise holiday notifications, banks will remain closed on several occasions in July, including national observances, regional festivals, religious events, and the usual weekend offs (Sundays and 2nd & 4th Saturdays).

With multiple state-specific holidays like Kharchi Puja, Bonalu, Muharram, Ker Puja, and Udham Singh Martyrdom Day, as well as weekend closures, customers are advised to plan their banking activities in advance. While digital banking services like UPI, net banking, and mobile apps will remain functional, in-branch services such as cash deposits, cheque clearances, and account queries will not be available on these dates.

Here's a comprehensive list of bank holidays in July 2025, organized by date and occasion, to help you plan your financial activities in advance.

List of Bank Holidays in July (Date-wise Table)

National holidays: There is no central government bank holiday in July 2025, unlike Republic Day or Independence Day. All other holidays are regional or cultural in nature.

Weekend closures: Banks across India remain closed on all Sundays and 2nd & 4th Saturdays as per RBI guidelines.

Regional observances: States like Tripura, Telangana, Kerala, Meghalaya, Punjab, and West Bengal have local holidays during which banks will be shut.

Impact on Banking Services

On these holidays, physical bank branches will remain closed, but digital banking channels such as mobile banking, internet banking, UPI, and ATMs will continue to operate normally.

Cheque clearances, branch-based transactions, and government services may be delayed if planned on or around these days.

Customers should complete urgent banking tasks such as cash withdrawals, loan processing, fund transfers, and account KYC updates in advance.

Tips to Manage Banking Needs in July 2025

1. Check your state's specific holidays: Not every state observes all holidays. Visit your bank's holiday calendar or RBI's official portal.

2. Use digital alternatives: Schedule payments via NEFT/RTGS/IMPS to avoid delays during physical branch closures.

3. Avoid last-minute visits: Plan visits around 2nd and 4th Saturdays and major regional holidays.

4. Monitor festival-based closures: For festivals like Muharram or Bonalu, closure dates may vary depending on the lunar calendar and regional declarations.

States Most Affected by July Holidays

• Tripura: Kharchi Puja, Ker Puja
• Telangana: Bonalu Festival
• Meghalaya: U Tirot Sing Day
• Punjab & Haryana: Udham Singh Martyrdom Day
• Kerala: Karkidaka Vavu
• West Bengal/Odisha: Jhulan Purnima

Conclusion

While July 2025 doesn't include any major national holiday, several important regional holidays and regular weekends will see bank closures across India. With up to 12 closure days, it's advisable to plan ahead to avoid any disruption in your banking transactions.

Always consult your bank's regional holiday list or visit the RBI official website to confirm closure days specific to your location.