HP Govt Offers Education Loan For Higher Studies

Education Loan For Higher Studies
The State Government is providing liberal loans to wards of Schedule Castes/ Scheduled Tribes, Minority community, other backward classes and women for pursuing higher education after matriculation of JBT, Nursing, Hotel Management, MBA, MBBS, Engineering, LLB and B.Ed courses, according to Shri Abhishek Jain, Director, Scheduled Castes, OBC and Minorities affairs department.


He said that Himachal Pradesh SC/ST development Corporation, Solan was providing loan upto Rs. 75,000 to SC candidates whose annual family income was less than Rs. 1 lakh and applicant was admitted to relevant course. He said that Himachal Pradesh Women Development Corporation Solan was giving a loan upto Rs. 75000 to women applicants whose annual family income was not more than Rs. 1 lakh.

Shri Jain said that Himachal Pradesh Backward Classes, Finance and Development Corporation, Kangra was providing loan upto Rs. 50000 to applicants belonging to Backward Classes where there annual income was not exceeding Rs. 36,000. He said that besides this, the Corporation was also providing educational loan upto Rs. 5 lakh on interest rate of four percent to such applicants whose annual income was not exceeding 40,000 for professional courses.

Himachal Pradesh Minorities Finance and development Corporation, Shimla was providing loans upto Rs. 2.50 lakh to the applicants of minority community whose family annual income was not more than Rs. 40,000 and Rs. 55,000 in rural and urban areas respectively. Besides all these, the corporation was also providing loans upto Rs. 4 lakh on six percent rate of interest to applicants with 40% disability or above and whose annual income was not more than 5 lakhs.

Interested candidates can apply on prescribed format along with Himachali domicile, caste certificate, educational certificate attested by competent authority to concerned corporations.

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