How To Crack Junior Officer Post Exam In Saraswat Co-operative Bank

One of the largest co-operative banks in India, Saraswat Bank, has recently released a recruitment notification for the post of Junior Officer - Marketing and Operations in Grade B (clerical cadre). The bank that has a large network of 281 fully computerised branches is now looking for energetic and dynamic candidates. The notification was issued for a total of 300 posts. And the bank will accept applications until June 4, 2018.


The bank that has branches across the six states will recruit candidates for the post of Junior Officer - Marketing and Operations through an online test. According to the official notification, the online test will be conducted in June/July, tentatively. Here are the preparation tips to crack the JO exam in Saraswat Bank.

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Saraswat Bank Exam Pattern

S NoName of Test No of Questions Maximum Marks Time Allotted
1General/Financial Awareness 50


35 minutes2

General English 40


35 minutes 3

Reasoning Ability & Computer Aptitude50


45 minutes 4

Quantitative Aptitude 50


45 minutes Total 190


160 minutes

Candidates who are qualified in the written examination will be called for an interview. The merit list of shortlisted candidates, who are selected for the interview, will be displayed on the bank's website. Minimum 50% marks on the total will be required in the online examination. The exam will be conducted in the English language and 1/4th of the marks allotted to every question will be deducted for every wrong answer.

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General/Financial Awareness

The general awareness section is not only a scoring one but also helps you save time for the other sections. Pick a good book on general knowledge and start reading it. The current affairs will be the most important area. Prepare a timeline to read about the current affairs. The banking terminology has highest weightage and around three questions will be asked about it. Focus on the current Union Budget and Economic Survey of India for facts and statistics.

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General English

This section tests the candidate's language proficiency in grammar, vocabulary and prepositions. A total of 40 questions will be asked from this test. Be strong in grammar and vocabulary to score well in this section. The reading comprehension is the most important area and is a scoring one as well. Reading the editorials in the newspapers will help you in this area. Devote some time to learn synonyms and antonyms.

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Reasoning Ability & Computer Aptitude

The reasoning ability section requires both logical thinking and analytical skills to answer a question. Focus more on the blood relations, syllogisms, directions, data sufficiency, alphabet series, coding-decoding, seating arrangement and analogy. Be familiar with basic calculations to score well in the arithmetical reasoning questions. Practise is the only way to score well.

While coming to computer aptitude, the focus should be on both theoretical and practical topics. Start reading the theoretical concepts - from the history of computers to the latest release of the Windows operating system. Most of the banks use MS Office for day-to-day administration; hence, one can expect direct questions from this topic.

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Quantitative Aptitude

A lot of practise is required to stand on top in the quantitative aptitude. Be familiar with all the basic formulae and principals. One can solve this section in given time, if they are strong in concepts such as averages, ratios, LCM, percentages, simple interest and compound interest. The most important topics in this section are the time and work, time and distance, interest and discount, pipes and cisterns, profit and loss, decimals and fractions, quadratic equations and number systems.

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